Unit GPACC1009 - Digital Finance: Credit Analysis | Federation University Handbook

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Unit description

This project aims to prepare learners to excel in ‘Credit Analyst’ roles in banks, Non-Banking Financial Companies (NBFCs) and new digital finance companies. Team projects will be based on assessing the debt/loan funding requirements of a company for new capital expenditure. Working in teams of 4-5, learners will do an in-depth analysis of the sector and the individual company’s financial performance (solvency, profitability and liquidity), assess project cash flows, and arrive at a loan decision and pricing, based on the appropriate credit policy and guidelines.

Unit content

Sprint 1 (2 Weeks) In-depth study and analysis of the given sector; analysis of sector peers; calculation of sector benchmark financial KPIs; make a group presentation. Sprint 2 (2 Weeks) Detailed analysis and research of a given Company's financial performance for liquidity, profitability, and solvency; undertake a comparison with sector KPI benchmarks; make a group presentation. Sprint 3 (2 Weeks) Course Outline (Higher Education) Project financial feasibility study; cash flow evaluation; build Excel spreadsheet models; make a group presentation. Sprint 4 (2 Weeks) Application of capital budgeting decision criteria on project cash flows; build Excel models for NPV, and IRR; prepare feasibility report with conclusion on project viability; present in groups. Sprint 5 (2 Weeks) Study and assess solvency ratings by various external credit rating agencies, assess internal credit ratings of the Company and the peers’ ratings; make a brief group presentation. Sprint 6 (2 Weeks) Assess loan classification - secured or unsecured, property mortgage/collateral values; comment on credit pricing/cost of borrowing with justifications; present the same in groups.

Institute / school:

Institute of Innovation, Science & Sustainability

Discipline:

Business

Study level:

Non-Award

Credit points:

EFTSL:

0.125

Field of education:

Grade scheme:

Ungraded (e.g. S-Satisfactory, UN-Unsatisfactory)

Placement component:

Fee information:

Prerequisite

Corequisite

Exclusion

Learning outcomes

Ref	Outcome
K1
K2
K3
S1
S2
S3
S4
A1
A2
A3
A4
A5

Ref	Learning task	Assessment type	Weighting	Learning outcomes assessed
1
2
3
4
5
6

Supplementary assessment available:

Supplementary assessment information:

FedTASK	Description of FedTASK outcome	Level

FedTASK

Federation University recognises that students require key transferable employability skills to prepare them for their future workplace and society. FedTASKs (Transferable Attributes Skills and Knowledge) provide a targeted focus on five key, transferable Attributes, Skills, and Knowledge that are embedded within curriculum, developed gradually towards successful measures and interlinked with cross-discipline and co-operative learning opportunities.

Institute / school:

Institute of Innovation, Science & Sustainability

Discipline:

Business

Study level:

Non-Award

Credit points:

EFTSL:

0.125

Field of education:

Grade scheme:

Ungraded (e.g. S-Satisfactory, UN-Unsatisfactory)

Placement component:

Fee information:

Add Info Static Text

Internal reference: GPACC1009 - U2.2

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GPACC1009 - Digital Finance: Credit Analysis

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GPACC1009 - Digital Finance: Credit Analysis

Breadcrumb Type

Catalogue Term and Year

RDS Holder

Parent Region

Overview

Key information

Requisites

Learning outcomes

Learning Outcomes

Assessment

Learning Tasks and Assessment

FedTASK

Key information

Additional information

Footer

Traditional Custodians

Main Footer

Section 1

Section 3